Benefits of Final Expense Insurance

Term Life Vs. Whole Life Insurance.

Term Life Insurance Whole Life Insurance
What is it? “Renting” your coverage “Owning” your coverage
Length 10,15,20,25 or 30-year term Your whole life
Affordability Plans start at less than $20/month More expensive
Cash Value No Yes
Payment Flexibility None. If you miss a payment, your policy will terminate. More flexibility given the cash value component of your policy.
Return of Premium Rider Yes, an option No, not an option

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